Auto Loans Bank of Huntington Bancshares Reviews 2023

Huntington Bank offers auto loans to residents of Ohio, Illinois, Indiana, Kentucky, Michigan, Pennsylvania, West Virginia, Wisconsin, Minnesota, South Dakota, and Colorado. The bank offers a variety of loan terms and rates, depending on your credit score and the type of vehicle you’re financing. Auto Loans Bank of Huntington Bancshares Reviews 2023

Here is a sheet table on the article:

FeatureHuntington Bank Auto Loans
APRStarting at 4.72%
Loan termsUp to 72 months
Prepayment penaltiesNone
Online account managementYes
Easy application processYes
Minimum credit score requirement650
FeesLate payment fees, transfer fees
Customer reviewsPositive overall, with some complaints about fees and minimum credit score requirement
Overall assessmentGood option for borrowers with good credit who are looking for competitive rates and flexible loan terms

Pros of Huntington Bank Auto Loans:

  • Competitive rates, starting at 4.72% APR
  • Flexible loan terms, up to 72 months
  • No prepayment penalties
  • Online account management
  • Easy application process

Cons of Huntington Bank Auto Loans:

  • Only available in 9 states
  • Minimum credit score requirement of 650
  • Some fees, such as late payment fees and transfer fees

Reviews of Huntington Bank Auto Loans:

Overall, Huntington Bank auto loans have received positive reviews from customers. Many people have praised the bank’s competitive rates and flexible loan terms. However, some customers have complained about the minimum credit score requirement and the fees associated with the loans.

Overall Assessment:

Huntington Bank auto loans are a good option for borrowers with good credit who are looking for competitive rates and flexible loan terms. However, the bank’s minimum credit score requirement and fees may make it a less attractive option for borrowers with less than perfect credit.

Here are some additional things to consider when evaluating Huntington Bank auto loans:

  • The bank’s customer service reputation.
  • The bank’s online banking platform.
  • The bank’s mobile app.
  • The bank’s availability of branches and ATMs in your area.

If you’re considering an auto loan from Huntington Bank, be sure to compare rates and terms from other lenders before making a decision.

Here are some other lenders to consider:

  • Capital One
  • Chase
  • Wells Fargo
  • Bank of America
  • PenFed Credit Union

FAQs:

What is the minimum credit score requirement for a Huntington Bank auto loan?

The minimum credit score requirement for a Huntington Bank auto loan is 650. However, your actual interest rate may be higher or lower depending on your credit score and other factors.

What are the loan terms available for Huntington Bank auto loans?

Huntington Bank offers auto loans with terms of up to 72 months. The length of your loan term will affect your monthly payment amount.

Are there any prepayment penalties for Huntington Bank auto loans?

No, there are no prepayment penalties for Huntington Bank auto loans. This means that you can pay off your loan early without having to pay any additional fees.

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